10 Common Scams That Target Seniors and How to Avoid Them

Telephone Scams: These include fake charity calls, lottery scams, and impersonation of IRS or Social Security officials demanding money or personal information.

Internet and Email Scams: Phishing emails pretending to be from legitimate companies can trick seniors into providing personal information.

Investment Scams: Offers of high-return investments with little or no risk can be appealing but are often fraudulent.

Medicare/Health Insurance Scams: Scammers may pose as Medicare representatives to obtain personal information or offer bogus services at makeshift mobile clinics.

Grandparent Scams: The scammer pretends to be a grandchild in trouble, asking for money to be sent urgently.

Funeral and Cemetery Scams: Scammers may read obituaries and exploit grieving widows or widowers by claiming the deceased had outstanding debts with them.

Sweepstakes & Lottery Scams: Seniors receive notifications that they’ve won a lottery or sweepstakes but must pay a fee to claim the winnings.

Home Repair Scams: Scammers take advantage of seniors by offering unnecessary home repairs, then providing shoddy work or none at all after payment.

Identity Theft: Personal information is stolen to make fraudulent purchases or open accounts in the senior’s name.

Charity Scams: Scammers take advantage of seniors' generosity by soliciting donations for fake charities, especially after natural disasters or during holiday seasons.

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