Starting to Save Earlier: Many retirees wish they had begun saving for retirement sooner.
Saving More Aggressively: Along with starting early, increasing the amount saved can significantly impact retirement readiness.
Investing More Wisely: Some retirees wish they had learned more about investing or sought professional advice to optimize their retirement savings' growth potential.
Paying Off Debt Before Retiring: Carrying debt into retirement can strain finances significantly.
Planning for Healthcare Costs: Underestimating healthcare expenses in retirement is a common oversight.
Not Diversifying Income Sources: Relying solely on savings or Social Security can lead to financial stress.
Failing to Plan for a Long Retirement: With life expectancies increasing, many retirees wish they had planned for a longer retirement to ensure their savings lasted.